Retired Blog
Retired Blog
Notes on calm software, building Retired Today, and using simple tools to live a simpler life.
MiCA is now in full effect across all 27 EU member states. What it actually requires of exchanges and stablecoins, and how member-state tax treatment of crypto still varies widely.
Turkey has one of the world's highest crypto adoption rates because the lira loses value faster than most fiats. How the hedge works, what's legal, and where BTCTurk + Bitlo fit in.
Why Russian BTC, ETH, SOL, and XRP trading shifted from centralized exchanges to P2P, OTC, and mining-as-payment rails after 2022 — and how RUB pricing fragmented across venues.
How South Korea's capital controls produce a sustained 1-4% (sometimes 20%+) BTC, ETH, SOL, XRP price gap above international rates — and what it means for traders inside and outside Korea.
How HMRC treats ETH for capital gains and income tax — the £3,000 annual allowance, staking rewards, crypto-to-crypto disposals, and what the data-sharing agreements with exchanges actually cover.
Mean reversion and trend following can have the same long-run expectancy with completely different win rates. The structural reason and what each style costs in the wrong market.
A walk through the layers between a crypto balance and the fiat number your tracker shows. Stablecoin depegs, fiat reference rates, and the small deviations that compound.