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Payments — USDT on Tron

Payments

Paid access on Retired Today is bought outright in USDT on the Tron network (TRC20) — and only USDT on Tron. No credit cards, no Stripe, no Paddle, no monthly billing, no auto-renew. You buy a 6-month or 12-month access window. When it ends, you decide whether to buy another.

Why USDT-Tron

Three reasons.

  1. Speed. TRC20 transfers settle in seconds. By the time you've closed the checkout tab, the watcher has matched your payment and your access is live.
  2. Cost. Network fees on Tron are pennies. We don't lose 3 % to card processors and we don't pass that cost on.
  3. Finality. Crypto payments don't reverse. Combined with our no-refund policy, it means we can run a tight, low-overhead business and pass the savings into the price.

What you'll do

When you click "Pay with crypto" at /pricing, the checkout page shows you:

You send the exact amount from any wallet or exchange that supports TRC20 USDT, on the Tron network. The watcher polls the blockchain every 30 seconds, sees your transfer, and your access goes live within a minute or two.

If you miss the 30-minute window, don't worry — the cents-tag on your invoice is still honored for 24 hours after creation. Paid late at minute 31, hour 5, even hour 23? The watcher still picks it up and grants your access automatically. Past 24 hours it falls into our manual-grant queue and you'll need to email so we can match the payment by hand.

If you don't have USDT yet

The simplest path:

  1. Open an account at any major exchange — Phemex, Binance, Bybit, OKX, Kraken. They all support TRC20 USDT withdrawals.
  2. Buy USDT. All four take card payments, bank transfers, or SEPA depending on your country. Sometimes there's a "first-time buyer" promotion that covers the fee.
  3. Withdraw to the address shown at checkout. Crucially, on the network selector, pick Tron / TRC20. Not ERC20, not BEP20, not Polygon — Tron / TRC20.
  4. Match the exact amount. The cents tag on your invoice is how we tell your payment apart from anyone else's. A $0.01 difference and the watcher will not auto-confirm.

Picking the wrong network — what happens

USDT exists on multiple blockchains: Ethereum (ERC20), BNB Chain (BEP20), Solana, Avalanche, Arbitrum, Polygon, and Tron (TRC20). They share a name but they are different networks with different addresses.

If you send USDT to our Tron address from a non-Tron network, the funds do not arrive. They land on a different blockchain, where our address either does not exist or belongs to someone else. We cannot recover funds sent to the wrong network. This is true of every exchange-and-deposit-address pair on the planet — it is not a Retired Today thing.

The single most important step on the withdrawal screen is the network selector. Read it twice.

Refunds

There are no refunds. Crypto payments are final and we don't claim otherwise. If we suspend the signal feed for any reason — exchange outage, planned downtime, strategy review, vacation — your remaining time pauses and resumes when we resume. You always receive the full access window of live signals; you only ever lose calendar days, never delivery days.

If you're not sure whether to buy access, the free dashboard tools (Holdr, Trade log) let you watch the strategy and use the platform for free as long as you want. That's the trial.

Renewal

There's no auto-charge because there's no card on file. About a week before your access ends, we'll prompt you to renew. The renewal flow is the same as the first purchase: pick a plan, get an invoice, send the USDT.

Privacy

The Tron address is shared (single platform-wide deposit address). Your invoice ID, plan, amount, and any matched transaction ID are stored against your account internally. We don't publish the address or the transaction history publicly.

Where the money goes

It funds the platform's running costs (hosting, exchange data, analytics digest), product development, and content. Paying members are what makes the platform sustainable.